Nobody seems to get the fact that the ONLY difference between 87 octane fuel and 93 octane is that 93 octane resists pre-ignition ("knock") better than lower octane rated fuels, i.e. it's harder to light. At any rate, if you need premium and use regular, your engine will decrease the ignition timing to reduce or eliminate the knock so the engine doesn't hurt itself. If you can use regular but insist on premium, enjoy pissing your money away.